Terms of Use

Last Updated: December 15, 2025

1. Acceptance of Terms

These Terms of Use ("Terms") constitute a legally binding agreement between you ("you," "your," or "user") and Real Talk Wellness with Emeka ("we," "us," "our," or "Company").

By accessing our website, making a purchase, or using any of our products or services, you acknowledge that:

• You have read and understood these Terms
• You agree to be bound by these Terms
• You are at least 18 years of age
• You have the legal capacity to enter into this agreement

2. About Our Products

Real Talk Wellness with Emeka offers digital educational products related to health and wellness, specifically:

All products are delivered digitally in PDF format or similar digital formats.

3. Medical Disclaimer

Always consult your doctor before:

• Starting any new health protocol or supplement regimen
• Making changes to your diet or lifestyle
• Using herbal products, especially if you have existing health conditions
• If you are taking medications that may interact with herbs

If you experience any adverse effects or have concerns about your health, seek immediate medical attention.

4. Purchase Terms

Pricing

All prices are displayed in Nigerian Naira (₦) and are subject to change without notice. The price displayed at the time of purchase is the price you will pay.

Payment

We accept payments through Paystack and Flutterwave. By making a purchase, you agree to:

• Provide accurate and complete payment information
• Pay all charges at the prices in effect when incurred
• Authorize us to charge your selected payment method

Order Confirmation

Upon successful payment, you will receive an order confirmation via email and/or WhatsApp. This confirmation constitutes our acceptance of your order.

5. Digital Product Delivery

Our products are delivered digitally:

It is your responsibility to:

• Provide a valid, working email address
• Provide a valid WhatsApp number
• Check your spam/junk folder if you don't receive the product
• Contact us if you haven't received your purchase within 24 hours

6. Refund Policy

We offer a 60-day money-back guarantee on our products. Please see our complete Refund Policy for full details.

Key points:

• Refund requests must be made within 60 days of purchase
• Refunds are processed within 3-5 business days
• One refund per customer
• We reserve the right to refuse refunds in cases of abuse

7. Intellectual Property

All content provided through our website and products is protected by intellectual property laws.

Violation of these terms may result in legal action and termination of your license to use our products.

8. Prohibited Uses

You agree not to use our website or products to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Distribute malware or engage in harmful activities
• Attempt to gain unauthorized access to our systems
• Engage in fraudulent activity, including chargebacks without valid reason
• Harass, abuse, or harm others
• Collect or harvest user information
• Interfere with the proper working of our website

9. Testimonials and Results

Individual results may vary.

Testimonials and success stories shared on our website represent individual experiences. They are not guarantees that you will achieve the same results.

10. Limitation of Liability

To the maximum extent permitted by law:

Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Real Talk Wellness with Emeka, its owner, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of our website or products
• Your violation of these Terms
• Your violation of any rights of third parties
• Any claim that your use of our products caused damage to you or others

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our products shall be resolved through:

1. Informal Negotiation: First, we will attempt to resolve any dispute informally by contacting each other
2. Mediation: If informal resolution fails, disputes may be submitted to mediation
3. Legal Action: As a last resort, disputes may be brought before the appropriate courts in Nigeria

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes become effective when posted on our website.

We will notify you of significant changes by:

• Updating the "Last Updated" date
• Posting a notice on our website
• Sending an email notification for material changes

Your continued use of our website or products after changes constitutes acceptance of the modified Terms.

14. Contact Information

For questions about these Terms of Use, please contact us: